Old Mutual Ltd

Old Mutual Ltd maintains a liquidity position with a cash and equivalents balance of ZAR 40.185 billion, which supports its operations and obligations. The company's liquidity FPT (free cash flow to total liabilities) is not explicitly provided, but the free cash flow of ZAR 5.614 billion indicates a positive cash generation capacity. The return on equity of 13.98% is strong, suggesting efficient use of shareholders' equity to generate profits. The company's profitability is reflected in its operating income of ZAR 22.221 billion and net income of ZAR 8.408 billion. The return on assets of 0.61% is relatively low, indicating that the company is not generating substantial returns on its total assets. This is below the typical performance for the insurance industry, which often sees higher ROA due to the nature of insurance underwriting and investment strategies. Old Mutual Ltd's revenue is primarily concentrated in the life and health insurance segments, with no specific geographic breakdown provided. The company's exposure to these segments suggests a focus on long-term insurance products, which can be sensitive to economic conditions and regulatory changes. The lack of geographic diversification data implies a potential concentration risk, although the company's strong liquidity position may mitigate some of these risks. The company's growth trajectory is supported by its positive free cash flow and strong operating income. Analysts have provided a mean price target of ZAR 15.30, with a median of ZAR 15.00, indicating a generally positive outlook. The company's capital expenditure of ZAR -2.057 billion suggests a focus on maintaining rather than expanding its asset base, which is typical for a mature insurance company. The risk assessment for Old Mutual Ltd indicates low liquidity and dilution risks. The company's debt-to-equity ratio of 0.38 is relatively low, suggesting a conservative capital structure. There are no immediate filing-based liquidity or dilution flags, and the company's strong liquidity position further supports its ability to meet short-term obligations. Recent events and filings do not indicate any significant changes in the company's operations or financial position. The company's strong operating income and positive free cash flow suggest continued financial stability. Analysts have provided a mean recommendation of 3.00, which is neutral, with three buy and one hold recommendation, indicating a mixed but generally positive sentiment among analysts.