OSEBX1,423.56+0.84%
EQNR284.60+4.20%
DNB198.35-1.15%
MOWI172.80+0.45%
Brent$71.24-0.32%
EUR/USD1.0824-0.14%
DXY104.18+0.08%
INDICATIVE · SAMPLE DATA
SBDS56

Singapura Finance Ltd

BanksVerified

Singapura Finance Ltd has a fully diluted share count of 158,685,890 shares, with no difference between basic and diluted shares outstanding, indicating no dilution from stock options or convertible securities. The company's liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company reported an EPS of 0.06 SGD in the latest period. However, without access to industry_config preferred metrics or cohort medians, a direct comparison of profitability and returns to industry benchmarks is not possible. Singapura Finance Ltd's revenue concentration and geographic exposure are not disclosed in the available data, making it difficult to assess the company's risk from regional economic shifts or market-specific downturns. The company's growth trajectory is not quantified in the available data, as no numeric deltas or revenue history are provided for the current or next fiscal year. The company's risk assessment indicates a low dilution potential, with no significant dilution sources identified in the available documents. However, the absence of balance-sheet inputs and going-concern language limits the ability to fully assess liquidity risk. No recent events, such as filings or transcripts, are provided in the available data to inform the company's current strategic or operational developments.

30-day price · SBDS+0.03 (+4.4%)
Low$0.77High$0.83Close$0.81As of15 May, 00:00 UTC
Profile
CompanySingapura Finance Ltd
TickerSBDS.SI
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Singapura Finance Ltd provides banking and investment services, primarily through its operations in the consumer finance sector.

Classification. Singapura Finance Ltd is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.

Singapura Finance Ltd has a fully diluted share count of 158,685,890 shares, with no difference between basic and diluted shares outstanding, indicating no dilution from stock options or convertible securities. The company's liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company reported an EPS of 0.06 SGD in the latest period. However, without access to industry_config preferred metrics or cohort medians, a direct comparison of profitability and returns to industry benchmarks is not possible. Singapura Finance Ltd's revenue concentration and geographic exposure are not disclosed in the available data, making it difficult to assess the company's risk from regional economic shifts or market-specific downturns. The company's growth trajectory is not quantified in the available data, as no numeric deltas or revenue history are provided for the current or next fiscal year. The company's risk assessment indicates a low dilution potential, with no significant dilution sources identified in the available documents. However, the absence of balance-sheet inputs and going-concern language limits the ability to fully assess liquidity risk. No recent events, such as filings or transcripts, are provided in the available data to inform the company's current strategic or operational developments.
Key takeaways
  • Singapura Finance Ltd has no difference between basic and diluted shares outstanding, indicating no dilution from stock options or convertible securities.
  • The company reported an EPS of 0.06 SGD in the latest period.
  • The company's liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.
  • No competitor context is provided for Singapura Finance Ltd, making it difficult to assess its market position.
  • The company's growth trajectory and revenue history are not quantified in the available data.
  • No recent events are provided to inform the company's current strategic or operational developments.
  • --
  • # RATIONALES
Financial snapshot
PeriodHA-latest
CurrencySGD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$24.2M$9.6M$7.9M
FY-3$25.9M$8.3M$2.2M
FY-2$21.5M$6.2M$2.0M
FY-1$22.7M$6.1M$2.5M
FY0$28.6M$9.2M$3.9M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$1.18B$256.4M
FY-3$1.17B$252.2M
FY-2$1.16B$253.3M
FY-1$1.31B$254.6M
FY0$1.53B$264.2M
PeriodOCFCapExFCFSBC
FY-4-$3.4M-$529.0k$7.9M
FY-3$52.0M-$1.1M$2.2M
FY-2$16.9M-$361.0k$2.0M
FY-1$2.6M-$292.0k$2.5M
FY0$21.4M-$2.4M$3.9M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricSBDSActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
IR observations
Last actual EPS0.06 SGD
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-10 10:48 UTC#f85c0549
Source: analysis-pipeline (hybrid)Generated: 2026-05-29 07:56 UTCJob: 91f5bb9d