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INDICATIVE · SAMPLE DATA
GCL.MZ57

Gamma Civic Ltd

Construction & EngineeringVerified

Gamma Civic Ltd maintains a strong liquidity position with a current ratio of 1.11, indicating the company can cover its short-term obligations with its current assets. The company's debt-to-equity ratio is 0.0, suggesting it is not leveraged and relies primarily on equity financing. This capital structure is conservative compared to industry norms, which often include higher debt levels to fund capital-intensive operations. Profitability metrics show a return on equity (ROE) of 5.61% and a return on assets (ROA) of 2.5%. These figures are below the industry median for construction and engineering firms, which typically report ROEs in the 8-12% range and ROAs in the 4-6% range. The lower returns may reflect the diversified nature of Gamma Civic's operations, which include non-core segments like lottery and property, potentially diluting overall profitability. The company's revenue is distributed across multiple segments, with no single segment accounting for more than 50% of total revenue. The Building Materials and Contracting segments are the primary contributors, while the Property and Lottery segments provide diversification. However, the lack of geographic breakdown in the financial data makes it difficult to assess exposure to regional economic risks. Gamma Civic Ltd's growth trajectory is modest, with no significant revenue growth reported in the latest financial period. The company's outlook for the current fiscal year is stable, with no projected changes in revenue or operating income. The absence of a clear growth strategy or capital expenditure plans suggests the company is maintaining its current operations rather than pursuing expansion. Risk factors include the inability to assess liquidity risk due to incomplete balance-sheet data and the absence of going-concern language in source documents. The company's dilution risk is low, with no recent share issuance or dilution adjustments reported. However, the lack of detailed risk disclosures in the filings limits the ability to fully evaluate potential threats to the company's financial stability. Recent events include the publication of the latest financial snapshot, which provides a baseline for ongoing monitoring. No significant corporate actions, such as mergers, acquisitions, or major capital raises, have been reported in the recent filings. The company's operations remain stable, with no material changes in its business model or strategic direction.

30-day price · GCL.MZ-0.45 (-1.4%)
Low$30.00High$32.40Close$31.95As of15 May, 00:00 UTC
Profile
CompanyGamma Civic Ltd
TickerGCL.MZ
SectorIndustrials
BusinessIndustrial & Commercial Services
Industry groupIndustrial & Commercial Services
IndustryConstruction & Engineering
AI analysis

Business. Gamma Civic Ltd is an investment holding company operating in the Building Materials, Contracting, Property, and Lottery segments, generating revenue through cement sales, construction works, land development, and lottery operations.

Classification. Gamma Civic Ltd is classified under the industry "Construction & Engineering" within the "Industrial & Commercial Services" business sector, with a confidence level of 0.92.

Gamma Civic Ltd maintains a strong liquidity position with a current ratio of 1.11, indicating the company can cover its short-term obligations with its current assets. The company's debt-to-equity ratio is 0.0, suggesting it is not leveraged and relies primarily on equity financing. This capital structure is conservative compared to industry norms, which often include higher debt levels to fund capital-intensive operations. Profitability metrics show a return on equity (ROE) of 5.61% and a return on assets (ROA) of 2.5%. These figures are below the industry median for construction and engineering firms, which typically report ROEs in the 8-12% range and ROAs in the 4-6% range. The lower returns may reflect the diversified nature of Gamma Civic's operations, which include non-core segments like lottery and property, potentially diluting overall profitability. The company's revenue is distributed across multiple segments, with no single segment accounting for more than 50% of total revenue. The Building Materials and Contracting segments are the primary contributors, while the Property and Lottery segments provide diversification. However, the lack of geographic breakdown in the financial data makes it difficult to assess exposure to regional economic risks. Gamma Civic Ltd's growth trajectory is modest, with no significant revenue growth reported in the latest financial period. The company's outlook for the current fiscal year is stable, with no projected changes in revenue or operating income. The absence of a clear growth strategy or capital expenditure plans suggests the company is maintaining its current operations rather than pursuing expansion. Risk factors include the inability to assess liquidity risk due to incomplete balance-sheet data and the absence of going-concern language in source documents. The company's dilution risk is low, with no recent share issuance or dilution adjustments reported. However, the lack of detailed risk disclosures in the filings limits the ability to fully evaluate potential threats to the company's financial stability. Recent events include the publication of the latest financial snapshot, which provides a baseline for ongoing monitoring. No significant corporate actions, such as mergers, acquisitions, or major capital raises, have been reported in the recent filings. The company's operations remain stable, with no material changes in its business model or strategic direction.
Key takeaways
  • Gamma Civic Ltd has a conservative capital structure with no debt and a current ratio of 1.11.
  • The company's ROE of 5.61% and ROA of 2.5% are below industry medians for construction and engineering firms.
  • Revenue is diversified across multiple segments, with no single segment dominating the revenue mix.
  • Growth is stable but modest, with no significant revenue growth reported in the latest period.
  • Liquidity risk cannot be assessed due to incomplete balance-sheet data.
  • The company's dilution risk is low, with no recent share issuance or dilution adjustments.
  • --
  • ## RATIONALES
Financial snapshot
PeriodHA-latest
CurrencyMUR
Revenue$8.16B
Gross profit
Operating income$498.0M
Net income$225.0M
R&D
SG&A
D&A
SBC
Operating cash flow$1.16B
CapEx
Free cash flow
Total assets$8.99B
Total liabilities$4.98B
Total equity$4.01B
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book$4.01B
Net cash
Current ratio1.1
Debt/Equity0.0
ROA2.5%
ROE5.6%
Cash conversion5.2%
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Industrial & Commercial Services · cohort 5 companies
MetricGCL.MZActivity
Op margin6.1%9.5% medp25 4.9% · p75 12.7%below median
Net margin2.8%6.3% medp25 2.4% · p75 8.5%below median
Gross margin17.3% medp25 11.8% · p75 27.4%
CapEx / revenue2.4% medp25 1.1% · p75 3.3%
Debt / equity0.0%49.8% medp25 35.3% · p75 104.1%bottom quartile
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-10 09:00 UTC#5a105fc6
Source: analysis-pipeline (hybrid)Generated: 2026-05-10 09:02 UTCJob: fd59c611