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LIVE · 15:21 UTC
CCA57

Change Financial Ltd

Miscellaneous Fintech InfrastructureLatest Reported

Change Financial Ltd's capital structure is characterized by a lack of detailed liquidity metrics, as liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company's valuation snapshot does not provide specific ratios for further analysis. In terms of profitability, the company's financial performance is not well defined by the available data. Analyst estimates suggest a mean EPS of 0.29 USD and a mean revenue of 17.3 million USD, but these figures do not provide a clear picture of the company's returns relative to industry benchmarks. The company's segments and geographic exposure are not detailed in the available data, making it difficult to assess revenue concentration or geographic diversification. There is no information provided on the company's specific business segments or the regions in which it operates. The growth trajectory of Change Financial Ltd is uncertain, as the outlook for the current and next fiscal years is not provided. Analyst estimates suggest a mean revenue of 17.3 million USD, but there is no indication of the expected growth rate or the factors driving this projection. The company's risk profile is marked by a low dilution potential, with no significant dilution sources identified. However, the lack of liquidity metrics and the absence of going-concern language in source documents indicate potential financial risks that are not fully quantified. Recent events and filings related to Change Financial Ltd are not detailed in the available data. There is no information on recent financial filings, transcripts, or other events that could impact the company's financial position or strategic direction.

30-day price · CCA+0.00 (+2.6%)
Low$0.07High$0.08Close$0.08As of26 Jun, 00:00 UTC
Profile
CompanyChange Financial Ltd
TickerCCA.AX
SectorTechnology
BusinessFinancial Technology (Fintech) & Infrastructure
Industry groupFinancial Technology (Fintech) & Infrastructure
IndustryMiscellaneous Fintech Infrastructure
AI analysis

Business. Change Financial Ltd provides financial technology infrastructure services, primarily operating in the fintech sector.

Classification. The company is classified under the Technology economic sector, Financial Technology (Fintech) & Infrastructure business sector, and Miscellaneous Fintech Infrastructure industry with a confidence level of 0.92.

Change Financial Ltd's capital structure is characterized by a lack of detailed liquidity metrics, as liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company's valuation snapshot does not provide specific ratios for further analysis. In terms of profitability, the company's financial performance is not well defined by the available data. Analyst estimates suggest a mean EPS of 0.29 USD and a mean revenue of 17.3 million USD, but these figures do not provide a clear picture of the company's returns relative to industry benchmarks. The company's segments and geographic exposure are not detailed in the available data, making it difficult to assess revenue concentration or geographic diversification. There is no information provided on the company's specific business segments or the regions in which it operates. The growth trajectory of Change Financial Ltd is uncertain, as the outlook for the current and next fiscal years is not provided. Analyst estimates suggest a mean revenue of 17.3 million USD, but there is no indication of the expected growth rate or the factors driving this projection. The company's risk profile is marked by a low dilution potential, with no significant dilution sources identified. However, the lack of liquidity metrics and the absence of going-concern language in source documents indicate potential financial risks that are not fully quantified. Recent events and filings related to Change Financial Ltd are not detailed in the available data. There is no information on recent financial filings, transcripts, or other events that could impact the company's financial position or strategic direction.
Key takeaways
  • Change Financial Ltd operates in the financial technology infrastructure sector with a classification confidence of 0.92.
  • The company's liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.
  • Analyst estimates suggest a mean EPS of 0.29 USD and a mean revenue of 17.3 million USD, but these figures do not provide a clear picture of the company's returns relative to industry benchmarks.
  • The company's segments and geographic exposure are not detailed in the available data, making it difficult to assess revenue concentration or geographic diversification.
  • The growth trajectory of Change Financial Ltd is uncertain, as the outlook for the current and next fiscal years is not provided.
  • **margin_outlook_rationale**: The margin outlook is uncertain due to the lack of detailed financial metrics and industry benchmarks.
  • **rd_outlook_rationale**: The research and development outlook is not specified in the available data.
Financial snapshot
PeriodLatest reported
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$6.1M-$3.3M-$3.5M-$3.5M
FY-3$8.2M-$3.6M-$3.8M-$4.1M
FY-2$8.6M-$2.6M-$2.9M-$3.2M
FY-1$10.4M-$870.9k-$2.6M-$1.4M
FY0$14.9M-$947.2k-$1.9M-$416.8k
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$12.7M$7.0M$4.0M
FY-3$10.3M$3.3M$1.5M
FY-2$15.3M$8.4M$5.4M
FY-1$12.9M$5.9M$2.6M
FY0$18.0M$7.0M$3.9M
PeriodOCFCapExFCFSBC
FY-4-$1.7M-$705.5k-$3.5M
FY-3-$1.8M-$1.4M-$4.1M
FY-2-$1.1M-$1.5M-$3.2M
FY-1-$465.0k-$1.9M-$1.4M
FY0$795.0k-$1.6M-$416.8k
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Miscellaneous Fintech Infrastructure · cohort 5 companies
MetricCCAActivity
Op margin10.5% medp25 -3863.0% · p75 31.2%
Net margin5.8% medp25 -5159.6% · p75 19.3%
Gross margin87.1% medp25 78.9% · p75 88.4%
CapEx / revenue-5.1% medp25 -6.5% · p75 -0.6%
Debt / equity121.2% medp25 24.1% · p75 170.5%
Observations
IR observations
Mean price target0.13 USD
Median price target0.13 USD
High price target0.13 USD
Low price target0.13 USD
Mean EPS estimate0.29 USD
Mean revenue estimate17,300,000 USD
Mean EBIT estimate700,000.00 USD
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-09 12:19 UTC#97965bbf
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 14:46 UTCJob: c73e96e0