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LIVE · 14:40 UTC
RZI59

Raiz Invest Ltd

SoftwareLatest Reported

Raiz Invest operates with a capital structure that includes 105,390,009 basic and diluted shares outstanding. The company's liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. This lack of financial transparency limits the ability to evaluate short-term solvency or cash flow resilience. Profitability and return metrics are not available for Raiz Invest, as the valuation snapshot does not include key performance indicators such as ROIC, EBITDA margins, or net profit margins. Without these metrics, it is not possible to compare the company's performance against industry_config preferred metrics or cohort medians. The company's revenue concentration and geographic exposure are not disclosed in the available data. This absence of segmental and geographic breakdown limits the ability to assess diversification risk or identify key growth drivers. Growth trajectory is also unclear, as the outlook section does not provide numeric deltas or revenue history. Analysts have issued a mean price target of 1.05 AUD, with a median and high target also at 1.05 AUD, and a mean recommendation of 2.00 (indicating a "Buy" rating). However, the lack of forward-looking guidance or historical performance data makes it difficult to assess the company's growth potential. Risk factors include the inability to assess liquidity risk and the absence of detailed financial disclosures. The company is currently rated as having low dilution potential, with no near-term pressure expected. However, the lack of transparency in financial reporting increases the risk of unforeseen dilution events. Recent events and filings do not provide additional insight into the company's operations or strategic direction. The absence of detailed transcripts or filings limits the ability to evaluate management's execution or external market pressures.

30-day price · RZI-0.06 (-10.0%)
Low$0.52High$0.61Close$0.54As of26 Jun, 00:00 UTC
Profile
CompanyRaiz Invest Ltd
TickerRZI.AX
SectorTechnology
BusinessSoftware & IT Services
Industry groupSoftware & IT Services
IndustrySoftware
AI analysis

Business. Raiz Invest Ltd provides digital investment and wealth management services to retail investors, primarily through a mobile application platform.

Classification. Raiz Invest is classified under the Technology sector, Software & IT Services business sector, and Software industry with 92% confidence based on verified market data.

Raiz Invest operates with a capital structure that includes 105,390,009 basic and diluted shares outstanding. The company's liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. This lack of financial transparency limits the ability to evaluate short-term solvency or cash flow resilience. Profitability and return metrics are not available for Raiz Invest, as the valuation snapshot does not include key performance indicators such as ROIC, EBITDA margins, or net profit margins. Without these metrics, it is not possible to compare the company's performance against industry_config preferred metrics or cohort medians. The company's revenue concentration and geographic exposure are not disclosed in the available data. This absence of segmental and geographic breakdown limits the ability to assess diversification risk or identify key growth drivers. Growth trajectory is also unclear, as the outlook section does not provide numeric deltas or revenue history. Analysts have issued a mean price target of 1.05 AUD, with a median and high target also at 1.05 AUD, and a mean recommendation of 2.00 (indicating a "Buy" rating). However, the lack of forward-looking guidance or historical performance data makes it difficult to assess the company's growth potential. Risk factors include the inability to assess liquidity risk and the absence of detailed financial disclosures. The company is currently rated as having low dilution potential, with no near-term pressure expected. However, the lack of transparency in financial reporting increases the risk of unforeseen dilution events. Recent events and filings do not provide additional insight into the company's operations or strategic direction. The absence of detailed transcripts or filings limits the ability to evaluate management's execution or external market pressures.
Key takeaways
  • Raiz Invest operates in the digital investment and wealth management space with a mobile-first platform.
  • The company's liquidity risk cannot be assessed due to missing balance-sheet data and no going-concern language.
  • Analysts have issued a "Buy" rating with a mean price target of 1.05 AUD, but no forward-looking guidance is available.
  • Revenue concentration, geographic exposure, and growth trajectory are not disclosed in the available data.
  • The company is rated as having low dilution potential, but financial transparency is limited.
Financial snapshot
PeriodLatest reported
CurrencyAUD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$14.0M-$4.7M-$3.5M-$4.1M
FY-3$19.3M-$11.0M-$9.6M-$10.9M
FY-2$19.1M-$6.3M-$6.9M-$7.1M
FY-1$22.6M-$1.8M-$1.9M-$2.5M
FY0$24.1M-$214.0k-$310.0k-$569.0k
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$42.0M$38.2M
FY-3$54.2M$47.9M
FY-2$44.7M$41.4M
FY-1$42.9M$38.0M
FY0$47.5M$40.1M
PeriodOCFCapExFCFSBC
FY-4-$604.0k-$2.0M-$4.1M
FY-3-$2.8M-$3.0M-$10.9M
FY-2-$3.0M-$3.6M-$7.1M
FY-1$3.6M-$3.3M-$2.5M
FY0$2.7M-$3.1M-$569.0k
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Software · cohort 779 companies
MetricRZIActivity
Op margin1.9% medp25 -17.3% · p75 13.3%
Net margin2.4% medp25 -16.3% · p75 12.7%
Gross margin55.8% medp25 32.4% · p75 76.0%
R&D / revenue24.3% medp25 12.6% · p75 50.3%
CapEx / revenue-3.6% medp25 -9.9% · p75 -0.9%
Debt / equity5.4% medp25 0.2% · p75 31.9%
Observations
IR observations
Mean price target1.05 AUD
Median price target1.05 AUD
High price target1.05 AUD
Low price target1.05 AUD
Mean recommendation2.00 (1=strong buy, 5=strong sell)
Strong-buy count0.00
Buy count1.00
Hold count0.00
Sell count0.00
Strong-sell count0.00
Mean EPS estimate0.05 AUD
Mean revenue estimate29,300,000 AUD
Competitor context
MSFTMicrosoftUSPeer
Derived from classification anchor Software.
Software, Software & IT Services, Technology
CRMSalesforceUSPeer
Derived from classification anchor Software.
Software, Software & IT Services, Technology
NOWServiceNowUSPeer
Derived from classification anchor Software.
Software, Software & IT Services, Technology
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-12 00:20 UTC#0512f75c
Market quoteclose AUD 0.59 · shares 0.11B diluted
no public URL
2026-05-12 00:20 UTC#fd3ef80c
Source: analysis-pipeline (hybrid)Generated: 2026-05-29 06:56 UTCJob: ad05a53c