Mozambique's Caixa de Moçambique (CFM) reported a 22.7% decline in net profit for 2025, posting 1.994 billion meticais (€30.9 million) compared to 2.580 billion meticais (€40 million) in the prior year.
The figures, drawn from the bank's annual report and accounts, highlight the mounting pressure on the country's largest lender as it navigates a deteriorating macroeconomic environment.
According to central bank data, aggregate profits for Mozambique's banking industry fell by nearly 39% in 2025, dropping to 15.
The profit contraction at CFM mirrors a broader downturn across the domestic financial sector.
According to central bank data, aggregate profits for Mozambique's banking industry fell by nearly 39% in 2025, dropping to 15.13 billion meticais (€208 million).
This sharp decline in earnings comes despite stable lending volumes, suggesting that margin compression and rising credit costs are weighing heavily on institutional balance sheets.
The Bank of Mozambique has classified the country's sovereign risk at a "severe" level for 2025, citing persistent pressure from rising domestic public debt.