The average 30-year fixed mortgage rate in the United States held steady at 6.49% for the week ending July 9, according to data from Freddie Mac.

The figure underscores the persistence of elevated borrowing costs for homebuyers, with rates remaining anchored in the mid-6% range despite broader market volatility.

The stagnation in mortgage rates comes as financial markets continue to price in risks associated with the ongoing conflict involving Iran.

Geopolitical uncertainty has kept a lid on the bond market, preventing the significant decline in yields that would typically drive mortgage rates lower.

Investors remain cautious, balancing inflation expectations against the potential for further supply-side disruptions.

This environment complicates the outlook for the housing sector, where affordability remains a key constraint.