Yes Bank Q1 profit surges 34% on net interest margin expansion

The lender's bottom-line growth was driven by a 20-basis-point rise in net interest margin, while loan book expansion hit 18.4% year-on-year.

By Handelsavisen Newsroom · Automated 2026-07-18 08:36 UTC · 1 min read

Yes Bank reported a 33.7% year-on-year increase in net profit for the first quarter of fiscal 2027, reaching ₹1,071 crore.

The private lender’s operating profit also climbed 25.5%, underscoring improved profitability metrics as the bank continues its turnaround trajectory.

7%. This improvement in pricing power helped offset broader industry pressures on lending rates.

The quarterly result marked a modest 0.2% sequential increase from the previous period.

The profit surge was primarily fueled by an expansion in net interest margin (NIM), which rose 20 basis points year-on-year to 2.7%.

This improvement in pricing power helped offset broader industry pressures on lending rates.

The bank’s balance sheet also showed robust credit demand, with loans and advances growing 18.4% year-on-year to ₹2.85 lakh crore during the April-June quarter.