City Bank and mobile financial service provider bKash have announced that cumulative disbursements for their joint digital nano loan program have exceeded Tk 10,000 crore.
The figure marks a significant threshold in the expansion of micro-credit distribution through digital channels in Bangladesh.
The partnership leverages bKash’s extensive agent network and digital infrastructure to reach borrowers who traditionally lack access to formal banking services.
By integrating loan origination and repayment into the mobile wallet ecosystem, the two firms have reduced friction for small-ticket lending, enabling faster turnaround times and lower operational costs compared to traditional branch-based models.
This development aligns with broader trends in Bangladesh’s financial sector, where non-banking financial companies (NBFCs) have seen modest growth in outstanding loans.
Data from the first quarter of 2026 indicated a 2 percent year-on-year increase in NBFC lending, driven largely by higher credit extension to the private sector.