Equitas Small Finance Bank has returned to profitability in the first quarter of fiscal 2027, reporting a net profit of ₹183 crore for the period ended June 2026.
The result marks a sharp turnaround from the ₹223 crore loss recorded in the same quarter last year, driven by a surge in business volumes across key lending segments.
The lender attributed the improvement to strong growth in its gold loan and microfinance portfolios.
These segments have historically provided stable yield and collateral coverage, allowing the bank to expand its book while managing credit risk.
The shift from loss to profit suggests that the bank’s strategy of focusing on these niche lending areas is beginning to pay off as operational leverage improves.
The results align with a broader trend of recovery and growth among India’s small finance banks.