Poland's credit market expanded significantly during the first half of the year, driven by strong demand for large mortgage loans, according to a summary released by the Polish Credit Information Bureau (BIK).
The regulator highlighted that both loan origination volumes and repayment quality remained at high levels, suggesting the positive trend is likely to continue into the second half of the year.
The data underscores the resilience of household borrowing in Poland, even as global credit conditions have tightened in other jurisdictions.
While markets in Asia and emerging economies have seen varying degrees of credit expansion, Poland's domestic lending environment appears to be benefiting from stable consumer confidence and favorable mortgage terms.
This development comes as global credit markets show divergent trends.
India's private credit market has doubled in size over the past five years to reach $25 billion, according to Moody's, while household borrowing in South Korea accelerated sharply in June with bank loans to individuals rising by 7.6 trillion won.